Its A Wonderful life by Mary Elliott Nelson

George Bailey, a compassionate man from Bedford Falls, is driven to despair on Christmas Eve when a financial crisis threatens his familys savings and loan. After years of selflessly serving his community, he considers ending his life, feeling worthless. A quirky angel, Clarence, intervenes, revealing a bleak alternate world without Georgewhere the town suffers under the cruel Mr. Potter, and his loved ones face hardship. Will George rediscover joy and purpose, and celebrate a truly wonderful life as Christmas bells ring?